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Assistance Eligibility
Do You Qualify for $7,000?
Our down payment assistance program is designed to make homeownership accessible. Here's what you'll need to qualify:
✓
First or second-time buyerYou haven't owned a primary residence in the past 3 years, or are a second-time buyer in a qualifying income bracket.
✓
Income within program limitsHousehold income at or below 120% of your area's median income (AMI). Most households earning under $95,000/yr qualify.
✓
Purchasing a primary residenceAssistance funds apply to the purchase of a primary home — not investment properties or vacation homes.
✓
Minimum credit score of 620A FICO score of 620 or above is required. We can connect you with credit counseling if needed.
✓
Pre-approval or willingness to get pre-approvedYou'll need a mortgage pre-approval letter, or we can connect you with our lending partners in 24 hours.
⏰
Funding is Limited — Act Fast
This is a fixed assistance pool, not a revolving fund. Once the 100 reserved spots are filled, the program closes. There are currently 37 spots remaining. Applications are reviewed in order received.
Apply for Your $7,000 Assistance
Takes less than 3 minutes. No credit pull required to apply.
By submitting you agree to be contacted by a RedHouseSavings specialist. No spam, ever.
🔒 Secure & Private⚡ 24hr Response✅ Free to Apply
$7,000
Max Assistance Amount
4,800+
Homes Sold
99%
Client Satisfaction
28 days
Avg. Days to Close
Simple Process
From Application to Keys in 4 Steps
1
Apply for Assistance
Complete our 3-minute application. No credit check required to apply. We verify eligibility same day.
2
Get Pre-Approved
Our lending partners can issue a pre-approval letter within 24 hours at competitive rates.
3
Find Your Home
Browse thousands of listings with your dedicated RedHouseSavings agent. We handle negotiations for you.
4
Close & Move In
Assistance funds are applied at closing — no need to save separately. Move in and start your next chapter.
Explore Neighborhoods
Popular Markets
Click a neighborhood to browse homes in that area.
South Congress
Austin, TX · Med $485K
Hyde Park
Austin, TX · Med $610K
East Nashville
Nashville, TN · Med $520K
Cherry Creek
Denver, CO · Med $680K
NoDa
Charlotte, NC · Med $390K
Midtown
Phoenix, AZ · Med $445K
Real Stories
What Our Clients Say
★★★★★
"We couldn't believe it — the $7,000 assistance covered our entire closing costs. RedHouseSavings made the whole process so smooth. We closed in 31 days!"
MR
Marcus & Rachel T.
Austin, TX · First-Time Buyers
★★★★★
"I was skeptical about the assistance program but an agent called the same day I applied. They walked me through every step. Ended up saving $11K total between the assistance and negotiated price."
DM
Danielle M.
Charlotte, NC · First-Time Buyer
★★★★★
"Second-time buyer and I still qualified. RedHouseSavings team is responsive and honest — no games, no pressure. My agent found the perfect home in 2 weeks."
JW
James W.
Denver, CO · Second-Time Buyer
★★★★★
"Sold our home in 6 days for 104% of asking. The professional photography and Zillow syndication made all the difference. Highly recommend."
PL
Patricia & Lee K.
Phoenix, AZ · Sellers
Ready to Find Your Home?
Search 50,000+ listings and claim your $7,000 assistance before spots run out.
Down payment assistance for first and second-time buyers. Apply in 3 minutes — no credit check required.
06
Hours
25
Mins
50
Secs
Time remaining in current funding window
⏰ 37 spots remaining · 63% of funds claimed
🏛️
No Repayment Required
This is a true grant — not a loan. Nothing to pay back.
⚡
24-Hour Response
An agent contacts you within 1 business day to confirm eligibility.
🔒
No Credit Pull
Applying does not affect your credit score in any way.
✅
Applied at Closing
Funds are credited directly to your down payment or closing costs.
Assistance Application
Reserve Your Assistance Spot
Complete the form below. Our team reviews applications within 1 business day and will contact you to confirm eligibility and next steps.
By submitting this form you consent to being contacted by RedHouseSavings regarding the assistance program. We never sell your information. Program subject to fund availability.
🏡
✓ Application Received
You're on Your Way to Homeownership!
Your $7,000 assistance application has been received and a spot has been reserved in your name. Our team will reach out within 1 business day.
✓
Application Confirmed
Check your email for a confirmation. A RedHouseSavings specialist will contact you within 1 business day to verify eligibility and next steps.
Reference #: — · Submitted: —
While You Wait — Next Steps
🔍
Browse Listings
Start exploring homes in your target area. Save your favorites for your agent call.
🤝
Meet Your Agent
Get introduced to a top-rated local agent who specializes in assistance buyers.
💰
Get Pre-Approved
Our lending partners can issue a pre-approval in 24 hours at competitive rates.
💳 Mortgage Calculator
How Much Home Can You Afford?
Calculate your monthly payment instantly — then pair it with $7,000 assistance to lower your out-of-pocket costs.
Mortgage Calculator
Estimate Your Monthly Payment
Adjust the sliders below to see how price, down payment, and rate affect your monthly payment in real time.
$400,000
$100K$1.5M
$80,000 (20%)
3%40%
6.8%
3%12%
30 years
$7,000 Assistance Applied:ON — saving you $7,000
Est. Monthly Payment
$2,132
Principal & Interest$2,132
Est. Property Tax$417
Est. Home Insurance$100
PMI (if <20% down)—
Total Est. Monthly$2,649
✅ With your $7,000 assistance, your out-of-pocket down payment drops from $80,000 to $73,000.
Loan Summary
Loan Amount
$327,000
Total Interest
$440,446
Total Cost
$767,446
Today's Average Rates (March 2026)
30-yr Fixed
6.82%
15-yr Fixed
6.18%
5/1 ARM
6.41%
Rates shown are national averages for illustrative purposes. Actual rates depend on credit score, LTV, and lender. Get personalized rates by applying below.
Get Pre-Approved Today
Our lending partners respond within 24 hours with a real pre-approval letter.
✅ Request sent! A lender will contact you within 24 hrs.
Checking rates won't affect your credit score. No hard pull at this stage.
🔒 Soft Pull Only⚡ 24hr Response✅ Free Service
💡
Don't forget: your $7,000 assistance reduces your required down payment. Apply for it alongside your pre-approval.
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